OpenBanq

About OpenBanq

OpenBanq is the conventional open-banking infrastructure arm of Open Finance Infrastructure Ltd.. We provide PSD2/PSD3/FAPI 2.0/FDX–compliant banking APIs, multi-core connectors, real-time payments, and regulatory reporting to banks, fintechs, and regulated enterprises in Europe, the UK, North America, and APAC.

Mission

Consolidate fragmented banking integrations into a single, compliance- kernel-gated platform so product teams spend their time building customer experiences, not plumbing regulators.

Why a separate brand

Open Finance Infrastructure Ltd. also operates Islamic Open Finance—the Shariah-native sibling platform serving takaful operators, Islamic banks, and regulators across the MENA, Malaysia, and Indonesia. We maintain two distinct brands so conventional buyers and Shariah-first buyers each get a positioning that fits their compliance envelope. Behind the scenes both brands run on the same engine core, which means every reliability and compliance investment benefits both.

Governance

OpenBanq is governed by Audit & Risk Committee. Quarterly Operational Resilience reviews per DORA, annual internal audit, and regulator-facing disclosures under PSD2 Art. 95 and PSD3 equivalents.

Data residency

Customer data is pinned to the region of contract (EU, UK, US, APAC). Enterprise customers may deploy fully BYOC — the platform runs inside their own cloud tenant with zero data egress.

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